Can You Expose Hidden Money In a $20 Bill?

Are you ready to expose the hidden money in every $20.00 that you spend? How can you find hidden cash in every $20?

Most Americans have hidden $20 in their budget and don’t know it exist. Would you like to find the hidden $20 bills?

The Covid-19 shutdown left many Americans financially stranded. Likewise, many depleted their savings accounts to make ends meet, and some eventually stood in food lines to feed their children.

The year 2020 was hard and strenuous on many American families. However, there are ways to find hidden money in what seems like a “no-money” situation.

These are some the ways that I have learned to find the hidden money in my home.

Start with a monthly bill review.
Decide which monthly bills are needs and which are wants.
Review the needs and wants monthly bills to determine how to reduce them to an affordable level.
Continue the reduction process with the electric and water bills.
Investigate your car insurance and determine how many ways you are charged that you can reduce or remove without losing the value of your car insurance.
Reduce your weekly dining-out
Increase and capitalize your hidden money.

Did you know that money is hidden in the bills you get every month but you can only benefit from what you can expose.

Affiliate Marketing Disclaimer: This article contains Amazon affiliate links. Financial Disclaimer: This article contains strategies that I use personally, but should not be taken as a prescribed method of use for you.

1. How To Begin The Money Exposing Process

You start the money exposing process by reviewing and researching your monthly bills.

First, you need a journal to write down the bills you pay each month.
Next, draw a line down the middle of your journal page.
Then, label one side needs and the other side wants.
After that, move the bills on your monthly list from to either a needs or a wants category.

Once you have separated the needs from the wants you can develop and exposed where the the $20.00 bills are hidden. Congratulations you have saved yourself a few nights sleep because you no long have to try to figure out how to down size your spending.

2. Decide To Find Your Hidden Money

The next step for me was to expose hidden money by reviewing my “needs” bill. I had to determine what I could do differently to decrease my spending in each of the needs area. I began with the lesser of the needs area which was the cable bill.

First, I reviewed the current cable bill which was $209.00 per month. In my review I looked for additional charges or premiums that we could live without.

Next, I determined what we could do differently to watch a movie, or sports game, or just watch television without any premium channels. We decided to reduce the cable bill to basic. That change reduced my cable bill $168.00 per month.

I was ecstatic, I found the eight $20.00 bills in my first attempt to expose hidden money in twenty dollar bills.

According to financial experts we all have hidden money in almost every bill that comes to our house. Therefore, I have continued this same process with the cell phone, hair and nails review. My ultimate goal was to expose every hidden penny.

3. There is hidden Money in Your Electric Bill

The process to expose hidden money in the electric and water bill was a little more challenging. But, it was a doable task.

For the electric bill I thought about a school where the district set out to save $300, 000. per year in their electrical use. They decided to use the one-penny approach. Their idea was successful, and they actually saved over $500,000. in electrical use.

The One-penny approach is to find a way to save one penny per hour in electrical use. The school district, asked every teacher to make sure that they turned off every thing that required electricity to run through the night. Therefore, they turned off all lights, computers and lighted plug extensions.

I made sure I turned-off all lights that were not in use through the day. I asked my husband to do the same thing. Then we turned off the television when we were not physically watching television. Next, we turned off the tv when we were sleeping. We also turned off the computer when it was not physically in use.

All of these efforts proved to be beneficial, we were able to save on the electric bill. That saving added up over a few months, and we found a few more hidden $20.00 bills in our money.

4. There Is Hidden Money In Your Water Bill

For the water bill I thought about the number of times I would be in the hallway at the school and hear the water running in one of the bathrooms. I had no idea how long it had been running, but I would always turn it off.

As you investigate and expose hidden money remember that revenue losses happen the same for your house. If you have a leak, your water bill will skyrocket. My husband makes sure that any leak is fixed immediately. When you own a house a leak can develop slowly without much notice until its produces a constant drip. So watch out for leaks.

Next, limit your shower time. My husband likes to take long (15 to 20 minute) showers. However, we pay dearly for those extended showers. So he has learned to show in 10 minutes or less.

Also, baths use less water, so you can always take a bath instead of a shower and save a bundle on your water and hot water bill. Once again, the money added up and over a few months we found a couple of hidden $20. bills.

5. Can You Expose Hidden Money in Your Car Insurance?

After we searched and exposed hidden money in the other bills, we worked on the car insurance. Car insurance is a must have, so we had to really look through it to see where the money was hidden.

We used to pay our car insurance monthly. But, after we were able to expose hidden money in the car insurance we started paying it all at once. The change saved us over one-hundred dollars every six months, which adds up to five $20 bills, each year.

When I tell people about the car insurance they immediately tell me that they cannot afford to pay all of their car insurance at once. So I will explain how we do this.

We take the money from the savings to pay the car insurance then we pay the saving back. So to get started, you may have to use money from your income tax check, but it will surely help you save the hidden money you have exposed.

6. Expose Hidden Money in Weekly Dining

As you investigate and expose hidden money in your weekly dining, think about ways to eat so that you don’t have to cook everyday.

I have heard a few different women with children handle this issue a couple of different ways. One mom says that she only cooks on Sunday, and she makes enough meals for the entire week. This mom also buys a lot of pre-prepared foods that are quick and easy to make. In addition, this family only drinks sparkling water, no sodas.

The other woman, cooks enough meals on Sunday to cove two or three additional days. She also buys a lot of pre-prepared foods that can be popped in the oven fryer for quick access. The family also drinks sparkling water in an effort to remove daily consumption of sugary sodas.

All of the women support the theory of saving money through sack lunches for themselves and for their children.

7. Increase and Capitalize Your Exposed Money

Now that you have exposed the hiding places of your hidden money how to do you capitalize from this new found knowledge?

Learn what it means to make your money work for you. If you have exposed hidden money, you are on your way to greater savings.

First you learn how to use this theory until it is profitable for you with removing all of your debt.
Then, once you figure out how to get out of debt, write your plan down on paper, read it out loud to yourself.
Next, take what you have learned and determine how to capitalize on the saving. Find something that you need and use the hidden money to make it affordable.
After you learn how to save the hidden money, learn how to make it grow safely.

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Conclusion

We started by posing the question of how you can expose hidden money in a $20 bill? The exposing process will require that you separate your needs from your wants. Then we explained how we start the process of finding hidden money in your monthly bills. Next, we explained how we used this theory to expose hidden money in our all of our monthly bills and in our car insurance.

After that, we recommended saving the hidden money, and creating capital. Finally, we shared how some women expose hidden money in dining out and how they handle the situation.

Once you develop the ability of reducing your spending and increasing your capital, you can increase your wealth. If you enjoyed this article on saving money check out article on wealth treasures.